There are many different elements to consider when getting help for an addiction. Many people may feel hesitant or hopeless when looking at the cost. At Florida Center for Recovery, we believe that everyone deserves access to quality addiction treatment no matter what. Luckily, there are several ways to pay for treatment. One of which is from the help of quality insurance providers like Blue Cross Blue Shield.
Addiction can absolutely destroy someone’s life – mentally and psychically. Some drugs can ruin your family, work, and social life over time. These circumstances can make getting treatment even harder. However, this should not stop you from getting comprehensive help for long-term sobriety. We’ll be taking a look at Blue Cross Blue Shield rehab coverage and how it can help you get the help you need.
How Insurance Can Help Cover Treatment
There are a variety of different insurance providers that may be able to help you cover the cost of treatment. While these insurance providers may not cover the entirety of your addiction treatment, they can help.
Blue Cross Blue Shield rehab coverage can help you or a loved one with the hefty costs. Insurance is just one of many ways that you can get help for your treatment coverage.
It’s important to keep in mind that there is no set price for a new, clean life in the future. The costs are only temporary, but sobriety can positively impact the rest of your life.
Insurance can help with the cost of treatment if that is a problem for you. At Florida Center for Recovery, we’ll do everything we can to make your treatment affordable and achievable in the process.
What is Blue Cross Blue Shield?
The Blue Cross Blue Shield Association contains 36 insurance companies, which are independent and operated locally. This is the Blue System. This system is made up of federal employees. There are different plans and categories of insurance when it comes to Blue Cross Blue Shield.
As with many instances of insurance, Blue Cross Blue Shield has a number of different tiers and plans. These can help cover certain aspects of treatment and can be more affordable than others. Blue Cross Blue Shield helped millions of Americans get treated for several medical conditions – including addiction treatment.
The Difference Blue Cross Blue Shield Tiers
Blue Cross Blue Shield has several different plans and tiers. There is a bronze plan, a silver plan, a gold plan, and a platinum plan. These plans do vary from state to state. For example, the bronze plan typically has the lowest prices while the platinum plan is not even offered in some states. The bronze plan is recommended for those who don’t see a doctor very often and have trouble paying for check-ups.
A summary of each Blue Cross Blue Shield tier is as follows:
- Bronze – This plan covers close to 60% of medical costs and has a low monthly payment (with a high deductible)
- Silver – Silver covers close to 70% of medical costs, has a slightly more expensive monthly payment, and has a lower deductible
- Gold – This plan covers 80% of medical costs and has a higher monthly payment, with a low deductible
- Platinum – Platinum (which is only offered in some states), covers around 90% of costs, has the highest monthly payment with the lowest deductible of the bunch.
Blue Cross Blue Shield Addiction Treatment and Mental Health Coverage
When it comes to addiction treatment, Blue Cross Blue Shield covers some of the cost. However, with most cases of insurance, this does depend greatly on the specifics of the treatment and policy type.
Medical detox is typically covered (if it is required during treatment). Detox is usually needed in cases of alcohol addiction, opiate addiction, and benzodiazepine addiction, among other cases. We highly recommend medical detox for a safe path into recovery (you should not attempt to detox alone).
The treatment center you choose also plays a role in the coverage. At Florida Center for Recovery, we’re happy to sit down and answer any questions you may have about our treatment options.
If you have a Health Maintenance Organization plan (HMO), then your BCBS insurance will only cover the cost of rehab centers that are in HMO-contracted facilities. On the other hand, if you have a Preferred Provider Organization plan (PPO), you have more options.
Blue Cross Blue Shield, as with most medical-related issues, only covers part of the detox and addiction treatment cost. With this in mind, it’s important to keep in touch with Blue Cross Blue Shield representatives to determine how much is covered. This way you can see the true amount of how much will be covered and what will be paid out of pocket.
What is the Length of Blue Cross Blue Shield Rehab Coverage
It’s important to keep in mind that the amount of coverage a person receives is dependent on the type of treatment that he or she has and the length of his or her rehab. Each situation is different and requires personalized care and attention.
As far as length goes, Blue Cross Blue Shield rehab coverage is reliant on the person’s plan. The length of which a person stays in treatment depends on the severity of his or her addiction and what sort of treatment option was chosen.
In cases like co-occurring disorders, or dual diagnosis, a person may need more intensive inpatient treatment. Blue Cross Blue Shield can help cover some of the costs of residential treatment along with other options. It’s important to search what rehab centers are covered and how much is covered.
How Much Is Blue Cross Blue Shield Rehab Coverage?
Similar to the time of coverage, BCBS rehab coverage for substance abuse treatment is dependent on the person’s desired plan. BCBS may be able to cover specific parts of the treatment or may cover large portions, this depends on the person’s plan and coverage level. Make sure to consult with a BCBS representative to see how much of your treatment can be covered.
Regardless of what plan you may have in place, any kind of insurance coverage can make the price more manageable. It’s important to start living a cleaner and better life. Insurance can help make full treatment a viable option. At Florida Center for Recovery, we’ll do everything in our power to make sure you’re able to get proper, effective treatment.
Blue Cross Blue Shield Therapy Coverage
Therapy is one of the more integral parts of addiction treatment. Drug addiction can affect the brain and a person’s behavior in a multitude of negative ways. Therapy allows a person to pinpoint the source of his or her feelings and cope with drug addiction’s underlying problems.
BCBS is able to cover individual therapy sessions for those struggling with substance abuse and mental health illnesses. With this in mind, certain plans may only cover a piece of the therapy sessions. Some of the costs may come out of pocket but BCBS can help considerably during the process. Therapy is a very important part of addiction treatment.
Checking Your Blue Cross Blue Shield Rehab Coverage
You may check the Blue Cross Blue Shield website for more information – https://www.bcbs.com/. At Florida Center for Recovery, we’ve recently partnered with BCBS (among other insurance providers) to help you get to where you need to be.
We’re happy to sit down and evaluate your situation while planning out treatment for the future. We’ll be by your side every step of the way to answer any and all questions.
At Florida Center for Recovery, we offer comprehensive treatment for a number of different addictions. Addiction can ruin multiple areas of a person’s life, so it’s important to get help as soon as you can. We offer many different treatment options with you in mind. Here are just some of the services we can provide you on your road to recovery:
- Inpatient Treatment – Residential/Inpatient treatment allows you to get supervised help from our medical professionals. Recover in a safe and open environment with you in mind.
- Outpatient Treatment – Outpatient treatment allows a convenient and personalized way to get help. Attend quality therapy sessions every week without having to live in a facility.
- Detox Process – We’ll be by your side to make sure your detox process goes safely and smoothly. Detoxification is the first step for almost every case of addiction and opens the door for more comprehensive treatment.
- Addiction Therapy – Therapy is a vital part of the recovery process. We have a group of experienced and welcoming therapists that are ready to help you today.
Get Help Today
Blue Cross Blue Shield Rehab coverage can make rehab more affordable and achievable. Regardless, at the end of the day, it’s important to get the help you require to live a cleaner, better life for you and your family.
The cost is only temporary; while a happier life is worth every penny. Contact us today to learn more about our insurance options and treatment methods.